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Affordable life insurance you can trust
Get the best term life insurance for your family needs while a licensed independent agent shops multiple trusted companies for you.
Independent agent with access to multiple companies
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Get the best term life insurance for your family needs while our trusted agents shop for you.
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They compare policies from the top insurance companies.
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They find the best term life rates for your situation never pricey.
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Their agents partner with you throughout the process
Three simple steps to get covered
1
Get Your Rates
Plug some basic info form to see your policy price range.
2
Connect With An Agent
They'll get more detail and walk you through your policy agent.
3
Apply For A Policy
Finalize the paperwork and give a sigh of relief knowing you have what you need.
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“I was a little intimidated about getting term insurance, but the process was so easy. They took the time to explain the options and got me the best product for me”
Keith
Why People Trust Us
We work with independent, licensed brokers so you get unbiased guidance instead of a sales pitch.
They’ve faithfully served our fans for over twenty-five yearsand they’ll help you understand what you need (and what you don’t) so you can get the right policy for your situation.
Seriously, we’d send our moms to them (and most of us have).
- 600,000+ life insurance customers served
- 25+ years in business
- Compares top-rated carriers for you
- No commission-chasing whole life pitches
Have Questions?
As soon as someone depends on your income. The younger and healthier you are, the cheaper your rates—so don’t wait.
Term life. It’s simple, affordable, and gives your family the protection they need without the bloated fees of whole life.
A policy that covers you for a set number of years (the ‘term’). If you pass away during the term, your family gets the payout.
By the end of a properly-sized term (15–20 years), you should be self-insured: debt-free with a fully funded retirement.
Term is pure protection—cheap and simple. Whole life mixes insurance with a low-return investment and costs 10–20x more for the same coverage.
10–12 times your annual income. Enough that your family could invest the payout and live off the returns.
15 to 20 years for most families—long enough to raise kids, pay off the mortgage, and get out of debt.
Only if you can’t qualify for a normal policy. No-exam plans are convenient but cost significantly more.
Replace it with term once you have new coverage in place. Then invest the savings in good growth-stock mutual funds.
Absolutely. Replacing childcare, household management, and transportation easily costs $40–60K a year.
Don’t panic. We work with multiple carriers and can usually find coverage even after a denial.
Most term policies allow it, but we don’t recommend it. Stick with term and invest the difference.
If anyone depends on your income—yes, 100%. It’s one of the cheapest, smartest financial moves you can make.